Observed9September2026. This lane tests execution evidence against the regulator instruments. It uses official SEC filings and Block's contemporaneous response, with a separately labelled remediation-site lead whose official referral was established in the subsequent July AG run. Exact source URLs, filing dates and scoped reads are in root-reader-sources.json. No underlying bank-transfer receipt, consumer account or internal compliance report was obtained.
Block's [2024 Form10-K](http[local research file] filed24February2025, states in its litigation note (printed144) that the CFPB civil penalty of $55million was paid in January2025. This is a company-reported completed payment. The next paragraph describes an $80million state-regulator settlement with payments expected by/about February2025. Expectation is not payment confirmation. The redress amount in the filing is agreement language, not a completed consumer-distribution figure; the operative order's reserve, cap and shortfall mechanics are separately examined in cfpb.md.
The later [2025 Form10-K](http[local research file] litigation note (printed142–143) does not provide an acquired settlement-specific receipt or completed redress total. That scoped omission is not evidence of nonpayment. A further first-quarter2025 filing was only opened and keyword-searched; it supplies no additional substantive payment finding in this pass.
A website identifying itself with docket2025-CFPB-0001 reports that checks began mailing on8June2026. Its public home was read. Subsequent source-provenance update,9September2026: the retained official Oregon AG8July announcement directly links that exact domain; California also links it through a publisher-supplied Proofpoint wrapper. Root independently extracted both hrefs. Official AG referral is therefore established, correcting the earlier scoped search failure. The site claim remains distinct from an administrator-appointment instrument, verified individual receipt or complete payout total; none of those was obtained. See July AG packet and its retained announcement originals. No personal information was entered and no contact was made.
The [second-quarter2026 Form10-Q](http[local research file] filed5August2026, reports a separate July2026 multistate attorney-general resolution concerning customer complaints/disputes, without giving an amount in the inspected paragraph (printed33). It also says SEC staff concluded their investigation in March2026 without intending to recommend enforcement. DOJ discussions continued; Block recorded a $526million estimated loss. This is an accrual, not an assessed or paid fine or completed settlement. These are issuer accounts; the underlying agency or court instruments were not acquired in this lane. Their disclosed changes show why a2025 enforcement list cannot be treated as the current state.
The July attorney-general disposition is the most relevant next primary-record lead: it may add or revise customer-remedy obligations. The DOJ accrual and shareholder cases are distinct matters. They do not establish a common chain of command, a Lantern role, or that every allegation was sustained. No new branch was acquired after locating these facts in the selected filing.
In its [16January2025 response](http[local research file] Block disputed the CFPB's characterization, described the issues as historical, and asserted improvements to support, security and detection. That preserves the respondent's account; it does not substitute for verification of outcomes or compliance with the resulting order.
Official SEC submission metadata was captured successfully to identify filings. Ordinary GETs of the2025K,2026Q2 and Block-response pages returned403; these routes are closed. Their saved HTML files are explicitly error responses, not retained originals. The primary web reader worked and provided the scoped substantive passages above. Investor filing-list pages rendered only navigation, so the successful public SEC metadata route supplied exact filing addresses. No challenge bypass or authenticated route was used.
Root additionally read retained CFPB order PDF44–47,50–55,74–75. These provide actual restriction-notice/appeal requirements, board/executive reporting responsibilities and enforcement/termination limits. The whole order and stipulation are covered by Carver's separate packet and Hubble's independent review, not by a claimed full root read.