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Research that proposes new financial surveillance practices
Study C in Childlight’s Searchlight 2025 examines financial behaviour using a multinational survey and recommends wider monitoring and information-sharing across banks, technology companies and law enforcement. Westpac funding, a study partner and an advisory committee are disclosed.
The analysis uses a 4,918-person Australian, British and US survey associated with UNSW ethics reference HC220317. It shares data ancestry with an earlier methods paper, so those outputs should not be counted as separate funded surveys. Westpac is acknowledged as funder; Jesuit Social Services is named as partner; Michael Salter is among the researchers. An advisory committee is listed, but its attendance, edits and approval powers are not public in the retained material. Survey-panel, self-report and legal-category limitations remain relevant when assessing the proposed financial screening.
Financial-behaviour study · 2025 → Broader financial monitoring proposal
Historical publication or award as specified; effective relationship interval unresolved.
Study C recommends widening financial detection and sharing across finance, technology and law enforcement. Its survey-panel/self-report and legal-category limitations do not establish an operational classifier or account-closure rule.
Michael Salter → Financial-behaviour study · 2025
Dated document roles as specified; full effective interval unknown.
Searchlight2025 Study C identifies Michael Salter as an author/researcher. Particular recommendation authorship is not allocated.
Childlight → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Childlight published Study C with named researchers, funding and advice disclosures.
Westpac → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Study C credits Westpac funding. The later author methods account credits Westpac for the underlying survey and reports expansion to UK/US samples at no extra cost following ethical/stakeholder approval. Neither specifies how the 2021 award, later analysis costs or institutional core support were allocated; no publication right or veto established.
Multinational survey under UNSW ethics HC220317 → Financial-behaviour study · 2025
Survey2022; Study C published2025.
Study C reports a 4,918-person Australian/UK/US survey and links j7xh2 and HC220317, matching the methods paper. This is shared data ancestry, not an extra grant or proof that the 2021 award equals Study C costs.
Study C advisory committee → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Study C names a committee including Ashley Katz, Denzil Clark, Mark Dickson, Sarah Napier, Carol Ronken and Danielle Kelly. Listing does not reveal meeting attendance, edits or final approval.
Jesuit Social Services → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Jesuit Social Services is named study partner. Report-wide acknowledgements thank it for funding two studies without allocating amounts. Do not double count or invent a pass-through.
Westpac → research funding acknowledged → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Reported by the cited source
Study C credits Westpac funding. The later author methods account credits Westpac for the underlying survey and reports expansion to UK/US samples at no extra cost following ethical/stakeholder approval. Neither specifies how the 2021 award, later analysis costs or institutional core support were allocated; no publication right or veto established.
Childlight → published in Searchlight 2025 → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Childlight published Study C with named researchers, funding and advice disclosures.
Study C advisory committee → advisory committee listed → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Reported by the cited source
Study C names a committee including Ashley Katz, Denzil Clark, Mark Dickson, Sarah Napier, Carol Ronken and Danielle Kelly. Listing does not reveal meeting attendance, edits or final approval.
Jesuit Social Services → study partner listed → Financial-behaviour study · 2025
Historical publication or award as specified; effective relationship interval unresolved.
Reported by the cited source
Jesuit Social Services is named study partner. Report-wide acknowledgements thank it for funding two studies without allocating amounts. Do not double count or invent a pass-through.
Financial-behaviour study · 2025 → recommends expanded monitoring and sharing → Broader financial monitoring proposal
Historical publication or award as specified; effective relationship interval unresolved.
Study C recommends widening financial detection and sharing across finance, technology and law enforcement. Its survey-panel/self-report and legal-category limitations do not establish an operational classifier or account-closure rule.
Michael Salter → is named author of → Financial-behaviour study · 2025
Dated document roles as specified; full effective interval unknown.
Searchlight2025 Study C identifies Michael Salter as an author/researcher. Particular recommendation authorship is not allocated.
Multinational survey under UNSW ethics HC220317 → supplies the survey data for a later financial-behaviour analysis → Financial-behaviour study · 2025
Survey2022; Study C published2025.
Reported by the cited source
Study C reports a 4,918-person Australian/UK/US survey and links j7xh2 and HC220317, matching the methods paper. This is shared data ancestry, not an extra grant or proof that the 2021 award equals Study C costs.